Buying a House in Ostrava 2026

Ostrava's house market is the cheapest among Czech regional capitals. Prices 35,000 - 65,000 CZK/m², ~60% below Prague.

Ostrava is attractive for families: detached 150 m² with 800 m² plot for 6-9 million CZK. In Prague, same is 25-40 million. Best: Poruba, Krásné Pole, Michálkovice.

— Lovec-Realit.cz editorial team, Q2 2026

House Prices by Size (Q2 2026)

Type / sizeTotal pricePrice per m²Plot
Row 100-130 m²4 - 6.5 million CZK35,000 - 60,000 CZK/m²150 - 250 m²
Detached 130-180 m²5.5 - 10 million CZK40,000 - 65,000 CZK/m²400 - 700 m²
Detached 180-250 m²8 - 14 million CZK45,000 - 70,000 CZK/m²600 - 1,000 m²
Villa 250+ m²12 - 20 million CZK55,000 - 85,000 CZK/m²800 - 1,500 m²
New build6 - 12 million CZK55,000 - 80,000 CZK/m²300 - 700 m²

Most Popular Locations

LocationPrice CZK/m²CharacterBest fit for
Poruba60,000 - 85,000premium villas, VŠB-TU, parkIT, academics
Krásné Pole50,000 - 75,000new builds, quiet outermodern families
Michálkovice40,000 - 60,000older villas, quietfamilies
Radvanice/Bartovice35,000 - 55,000industrial surroundingssavings
Slezská Ostrava40,000 - 60,000mixedfamilies
Nová/Stará Bělá45,000 - 65,000village characterfamilies, quiet
Polanka nad Odrou50,000 - 70,000new builds near Odrafamilies

Mortgage 2026

ParameterValue / limit (2026)Source
5-year fix4.8 - 5.0% p.a.ČBA Hypoindex
LTV under 36max. 90%ČNB
LTV 36+max. 80%ČNB
DSTI under 36max. 50%ČNB
DSTI 36+max. 45%ČNB

How to Buy

  1. Get pre-approved.Low prices fit DSTI easily.
  2. Inspect house and plot.In industrial areas, check plot history (contamination).
  3. Verify legal status.LV, easements.
  4. Negotiate.Reservation fee 50,000 - 150,000 CZK.
  5. Sign contract.Attorney escrow.
  6. File cadastre.20 days.

Taxes and Fees

  • Transfer tax:0 CZK.
  • Escrow:8,000 - 15,000 CZK.
  • Cadastre fee:2,000 CZK.
  • Agency commission:3-5% + 21% VAT.
  • Annual property tax:150 m² house + 500 m² plot 2,000 - 5,000 CZK.
  • Bank valuation:5,000 - 10,000 CZK.

FAQ

How much for a house in Ostrava 2026?

Row 100 m² 4-6.5 million, detached 150 m² 5.5-10 million, villa 250+ m² 12-20 million. 60% below Prague.

Best locations?

Premium: Poruba, Krásné Pole. Families: Michálkovice, Polanka. Savings: Radvanice.

Without broker fee?

Yes.