Buying a House in Ostrava 2026

Ostrava's house market is the cheapest among Czech regional capitals. Prices 35,000 – 65,000 CZK/m², ~60% below Prague.

Ostrava is attractive for families: detached 150 m² with 800 m² plot for 6–9 million CZK. In Prague, same is 25–40 million. Best: Poruba, Krásné Pole, Michálkovice.

Lovec-Realit.cz editorial team, Q2 2026

House Prices by Size (Q2 2026)

Type / sizeTotal pricePrice per m²Plot
Row 100–130 m²4 – 6.5 million CZK35,000 – 60,000 CZK/m²150 – 250 m²
Detached 130–180 m²5.5 – 10 million CZK40,000 – 65,000 CZK/m²400 – 700 m²
Detached 180–250 m²8 – 14 million CZK45,000 – 70,000 CZK/m²600 – 1,000 m²
Villa 250+ m²12 – 20 million CZK55,000 – 85,000 CZK/m²800 – 1,500 m²
New build6 – 12 million CZK55,000 – 80,000 CZK/m²300 – 700 m²

Most Popular Locations

LocationPrice CZK/m²CharacterBest fit for
Poruba60,000 – 85,000premium villas, VŠB-TU, parkIT, academics
Krásné Pole50,000 – 75,000new builds, quiet outermodern families
Michálkovice40,000 – 60,000older villas, quietfamilies
Radvanice/Bartovice35,000 – 55,000industrial surroundingssavings
Slezská Ostrava40,000 – 60,000mixedfamilies
Nová/Stará Bělá45,000 – 65,000village characterfamilies, quiet
Polanka nad Odrou50,000 – 70,000new builds near Odrafamilies

Mortgage 2026

ParameterValue / limit (2026)Source
5-year fix4.8 – 5.0% p.a.ČBA Hypoindex
LTV under 36max. 90%ČNB
LTV 36+max. 80%ČNB
DSTI under 36max. 50%ČNB
DSTI 36+max. 45%ČNB

How to Buy

  1. Get pre-approved.Low prices fit DSTI easily.
  2. Inspect house and plot.In industrial areas, check plot history (contamination).
  3. Verify legal status.LV, easements.
  4. Negotiate.Reservation fee 50,000 – 150,000 CZK.
  5. Sign contract.Attorney escrow.
  6. File cadastre.20 days.

Taxes and Fees

  • Transfer tax:0 CZK.
  • Escrow:8,000 – 15,000 CZK.
  • Cadastre fee:2,000 CZK.
  • Agency commission:3–5% + 21% VAT.
  • Annual property tax:150 m² house + 500 m² plot 2,000 – 5,000 CZK.
  • Bank valuation:5,000 – 10,000 CZK.

FAQ

How much for a house in Ostrava 2026?

Row 100 m² 4–6.5 million, detached 150 m² 5.5–10 million, villa 250+ m² 12–20 million. 60% below Prague.

Best locations?

Premium: Poruba, Krásné Pole. Families: Michálkovice, Polanka. Savings: Radvanice.

Without broker fee?

Yes.