Buying in Chomutov 2026

Chomutov (48,000 residents) is a district capital in the Ústí Region with industrial past. Prices 40,000 - 55,000 CZK/m² - lowest among large Czech cities. Panel apartments rose 14.1% in 2025 (Reas.cz).

Chomutov offers high rental yield: 2+1 at 2.3 million CZK with 8,500 CZK monthly rent = 4.4% annually.

— Lovec-Realit.cz editorial team, Q2 2026

Prices by Layout (Q2 2026)

LayoutTotal pricePrice per m²Typical m²
1+kk1.3 - 2.0 million CZK40,000 - 60,000 CZK/m²25 - 35 m²
1+11.5 - 2.3 million CZK38,000 - 55,000 CZK/m²35 - 45 m²
2+kk2.2 - 3.2 million CZK45,000 - 65,000 CZK/m²45 - 55 m²
2+12.3 - 3.4 million CZK40,000 - 58,000 CZK/m²55 - 65 m²
3+kk3.0 - 4.5 million CZK45,000 - 62,000 CZK/m²65 - 75 m²
3+13.0 - 4.8 million CZK38,000 - 58,000 CZK/m²65 - 85 m²

Note: Center 15% higher. Chanov (socially challenging) lowest prices - exercise caution.

Districts

DistrictCharacterPrice levelBest fit for
Center (Náměstí 1. máje)historic corehigherprofessionals
Zahradníestate, revitalizationmediumfamilies
Kamennáestate, shopsmediumfamilies
Písečnáestatelowersavings
Chanovsocially challenginglowestcaution

Investment

Chomutov offers Czechia's highest gross rental yield (5-6%) at low purchase prices.

  • Gross yield:5-6% annually.
  • YoY growth:+8-10%.
  • Risk:population decline, industry dependence.

Mortgage 2026

ParameterValue / limit (2026)Source
5-year fix4.8 - 5.0% p.a.ČBA Hypoindex
LTV under 36max. 90%ČNB
LTV 36+max. 80%ČNB
Investment LTVmax. 70%ČNB
DSTI under 36max. 50%ČNB
DSTI 36+max. 45%ČNB

How to Buy

  1. Get pre-approved.Low prices.
  2. View property.Panel insulation key.
  3. Negotiate.5-10%.
  4. Sign contract.Attorney escrow.
  5. File cadastre.20 days.
  6. Take over.Handover protocol.

Taxes and Fees

  • Transfer tax:0 CZK.
  • Escrow:5,000 - 10,000 CZK.
  • Cadastre fee:2,000 CZK.
  • Agency commission:3-5% + 21% VAT.
  • Annual property tax:60 m² ~600 - 1,200 CZK/year.

FAQ

How much in Chomutov 2026?

40,000 - 55,000 CZK/m². 2+kk 2.2 - 3.2 million CZK. One of Czechia's cheapest markets.

Good investment?

Yes, 5-6% yield. Risk: population decline.

Best districts?

Center, Zahradní, Kamenná. Chanov - caution.

Without agency fee?

Yes.